Even if you have a preferred lender or bank, it is worth while having a chat with us because as mortgage lender specialists, we usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of mortgage lender mortgages we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in a matter of minutes
To find out more about securing your Oamaru home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Oamaru and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required documentation, we can handle the rest.
Self Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial challengespreviously, the team at APM Finance are discreet and will source the most suited mortgage for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Te Aroha, Mortgage Loan Broker Winton, Mortgage Lender Gore, Mortgage Loan Broker Morrinsville, Home Loan Matamata, Business Loan Pegasus, House Loan Te Anau, House Loan Foxton, Mortgage Loan Broker Lyttelton, Business Loan Dannevirke then you can Apply Online, call us on 0800 000 774 or send us a message
Your Mortgage Lender Oamaru
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on