Got a preferred lender or bank, it is well worth while having a chat with us because as mortgage lender specialists, we can usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the number of mortgage lender mortgages we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Clive home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people in Clive and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required info, we can handle the rest.
Self-Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the most suited loan for your circumstances.
We will look at the information beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Oamaru, Mortgage Loan Broker Taumarunui, House Loan Pegasus, Mortgage Broker Kihikihi, Business Loan Dunedin, Mortgage Loan Broker Whanganui, Mortgage Lender Gisborne, Business Loan Dargaville, Home Loan Pukekohe, Mortgage Loan Broker Milton then you can Apply Online, call us on 0800 000 774 or send us a message
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