Although you may have a preferred bank or lender, it is well worth while talking with us because as mortgage broker experts, we usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the number of mortgage broker deals we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Whangarei home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the needs of people like youin Whangarei and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required documentation, we can handle the rest.
Self Employed people often find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the appropriate mortgage for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing solution, working with each other we can find a way forward.
Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Featherston, Mortgage Loan Broker New Plymouth, House Loan Hibiscus Coast, House Loan Kawerau, Mortgage Broker Taihape, Mortgage Lender Rangiora, Mortgage Broker Te Anau, Mortgage Broker Katikati, Mortgage Broker Napier, Mortgage Broker Manukau then you can Apply Online, call us on 0800 000 774 or send us a message
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