Providing Mortgage Broker Services in Oamaru - Licensed Brokers & Advisers

Mortgage Broker
Oamaru

Your Best Oamaru Mortgage Broker Specialists

Fast & Simple & Independent

Mortgage Brokers Oamaru

Although you may have a preferred bank or lender, it is worth while talking with us because as mortgage broker specialists, we can often obtain a better deal (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage broker offers we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with these lenders.

We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Oamaru

First Home Buyer Mortgage Brokers

Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the needs of people like youin Oamaru and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.

If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.

Mortgage Broker Oamaru

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Experts

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will find the most suited mortgage for your needs.

We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.

Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Oamaru Mortgage Broker

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Tailored Personal Finance & Loan Solutions

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]