Although you may have a preferred lender or bank, it‘s well worth while speaking to us because as mortgage broker experts, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage broker offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the mortgages that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Oamaru and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the most suited mortgage for your situation.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways forward.
Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Rotorua, Mortgage Broker Invercargill, Mortgage Loan Broker Rolleston, Business Loan Kaikoura, House Loan Paeroa, Mortgage Broker Waitara, Mortgage Broker Featherston, Business Loan Foxton, Mortgage Loan Broker Turangi, Mortgage Lender Takapuna then you can Apply Online, call us on 0800 000 774 or send us a message
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