Even if you have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage broker specialists, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage broker offers we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the mortgages that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Christchurch home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people in Christchurch and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will find the right home loan for your circumstances.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Nelson, House Loan Kawerau, Mortgage Loan Broker Geraldine, Mortgage Lender Lower Hutt, Mortgage Loan Broker Upper Hutt, Mortgage Loan Broker, House Loan Otorohanga, House Loan Picton, Mortgage Broker Auckland, Mortgage Broker Ta Awamutu then you can Apply Online, call us on 0800 000 774 or send us a message
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