Although you may have a preferred lender or bank, it is worth while talking with us because as house loan specialists, we can usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of house loan mortgages we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kumeu home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the needs of people in Kumeu and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self-Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the most suited loan for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing solution, working together we can find a way forward.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Kerikeri, Home Loan Temuka, Business Loan Hibiscus Coast, Mortgage Loan Broker Maraetai, Business Loan Rangiora, Mortgage Broker Temuka, Mortgage Loan Broker Ngaruawahia, Mortgage Loan Broker Albany, Business Loan Raglan, Business Loan Timaru then you can Apply Online, call us on 0800 000 774 or send us a message
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