Providing Home Loan Services in Waitara - Licensed Brokers & Advisers

Home Loan
Waitara

Your Top Waitara Home Loan Specialist

Fast & Flexible & Independent

Home Loans Waitara

Although you may have a preferred bank or lender, it is well worth while speaking to us because as home loan specialists, we can often obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan offers we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.

We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Waitara home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Waitara

First Home Buyer Home Loans

Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering all the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to put together unique packages to meet the needs of people in Waitara and all around New Zealand.

We understand that life creates financial needs at when least expected and we can help sort yours as quickly as possible.

If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the necessary documentation, we can sort the rest.

Home Loan Waitara

Low-Doc & Self Employed

Self Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial challengespreviously, the people at APM Finance are discreet and will find the best loan for your needs.

We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.

Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Waitara Home Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]