Even if you have a preferred bank or lender, it is worth while having a chat with us because as home loan experts, we often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of home loan deals we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed information and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Carterton home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Carterton and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the appropriate loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way forward.
Whether you are buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Martinborough, Home Loan Waipukurau, Mortgage Loan Broker Marton, Business Loan Inglewood, House Loan Whakatane, Business Loan Kawerau, Mortgage Lender Otaki, Home Loan Masterton, House Loan Kerikeri, Home Loan Snells Beach then you can Apply Online, call us on 0800 000 774 or send us a message
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