Providing Home Loan Services in Carterton - Licensed Brokers & Advisers

Home Loan
Carterton

Your Best Carterton Home Loan Specialists

Fast & Easy & Independent

Home Loans Carterton

Although you may have a preferred bank or lender, it‘s worth while talking with us because as home loan experts, we can often obtain a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of home loan mortgages we send to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.

We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Carterton home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Carterton

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the relevant info, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the needs of people like youin Carterton and all around New Zealand.

We realise that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.

If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial requirements and as long as you can provide the required info, we can sort the rest.

Home Loan Carterton

Low-Doc & Self Employed

Self Employed people can find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the best home loan for your circumstances.

We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find ways ahead.

Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Home Loan Carterton Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]