Providing Home Loan Services Carterton - Licensed Advisers & Brokers

Home Loan
Carterton

Your Trusted Carterton Home Loan Specialist

Easy & Quick & Independent

Home Loans Carterton

Although you may have a preferred lender or bank, it is well worth while speaking to us because as home loan experts, we can usually obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan mortgages we present to all the banks.

As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with these lenders.

We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Carterton home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Carterton

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the various needs of people in Carterton and all around New Zealand.

We understand that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.

If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the necessary documentation, we can handle the rest.

Home Loan Carterton

Low-Doc & Self Employed

Self Employed people can find getting any mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the most suited mortgage for your circumstances.

We will look at factors beyond credit histories to aim and source a suitable financing option, working together we can find a way ahead.

Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Home Loan Pukekohe, Home Loan Waihi, Mortgage Broker Hawera, House Loan Greymouth, Mortgage Loan Broker Kaiapoi, Home Loan Rotorua, Mortgage Lender Porirua, Mortgage Broker Helensville, Mortgage Lender Wellington, Mortgage Broker Christchurch then you can Apply Online, call us on 0800 000 774 or send us a message

Home Loan Carterton Experts

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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