Providing Kiwis With Fast Flexible Finance, Business Loans & Mortgage Options

Low Doc & Self Employed
Mortgage Experts

Your Local Finance, Mortgage & Loans Specialist

Low-Doc & Self Employed

Mortgage Specialist

Self Employed people often find getting any bank mortgage is scuttled by “not enough trading”, not enough financial information, some sort of credit issue – just plain excuses.

Fees: All lender’s Fees & Broker Fees are well – documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

If you think your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.

Apply obligation FREE Online in less than 3 mins

Working to a budget? Calculate Repayments Online

Questions? Need help? Click here for Personal Service

Yes, your guys were great. We put the relocatable on with your simple construction loan, and your spreadsheet of helpful hints, what could have been a nightmare – has been a total blessing!Christine – Wellsford

What We Can Do For You

  • Loans for self-employed with just 6 months trading history
  • ‘Low doc loan Rates that step down with on time repayments
  • ‘No monthly / ongoing fees
  • ‘Unlimited cash out to 80% LVR (*Conditions apply)
  • ‘Flexible income verification options
  • ‘No Financials Required
  • ‘Quick approvals interest only option available for an owner occupied and investment securities up to 80% LVR (*conditions apply)
  • ‘The key focus to ‘low doc’ mortgage products, is it is asset based lending that is targeted at borrowers who have difficulty in proving their income, usually because they are self-employed. Low doc lending is considered ‘asset based lending’ rather than normal ‘income based lending’ offered by banks.

We Love To Say YES To Your Financial Plans

We work with a range of financial institutions to create unique packages to meet the various needs of people all around New Zealand. We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.

If you have any questions on our personal loan products or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs as long as you can provide the necessary documentation, we can sort the rest.

Give us a call to get your loan started or apply online now.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Loan Broker Putaruru, Home Loan Kaikohe, Mortgage Lender Thames, Mortgage Lender Pokeno, House Loan Katikati, Mortgage Broker Taihape, House Loan Havelock North, Mortgage Broker Dunedin, Mortgage Loan Broker Takapuna, Home Loan Opotiki then you can Apply Online, call us on 0800 000 774 or send us a message

Mortgage, Finance & Loan Specialist

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

Make An Enquiry or

Ask a Question

Fill out the form below to request more information or call us on

Please prove you are human by selecting the Car.