Although you may have a preferred lender or bank, it‘s well worth while speaking to us because as mortgage loan broker experts, we can often get a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of mortgage loan broker offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Thames home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the needed info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Thames and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary info, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial challengespreviously, the people at APM Finance are discreet and will find the most suited home loan for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Lower Hutt, Mortgage Broker Kawerau, Mortgage Lender Arrowtown, Mortgage Lender Dargaville, Mortgage Broker Waihi, House Loan Havelock North, Mortgage Lender Queenstown, Home Loan Morrinsville, Mortgage Loan Broker Masterton, Mortgage Lender Huntly then you can Apply Online, call us on 0800 000 774 or send us a message
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