Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage loan broker specialists, we can usually obtain a better offer (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage loan broker mortgages we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over time with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kaikoura home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people in Kaikoura and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the best mortgage for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working together we can find a way forward.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Te Kuiti, Business Loan Geraldine, Mortgage Loan Broker Albany, Mortgage Lender Palmerston North, Home Loan Kihikihi, House Loan Kaikohe, House Loan Whitianga, House Loan Wairoa, Home Loan Porirua, Home Loan Dargaville then you can Apply Online, call us on 0800 000 774 or send us a message
Kaikoura Mortgage Loan Broker Specialists
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