Even if you have a preferred lender or bank, it is well worth while talking with us because as mortgage loan broker specialists, we can often get a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of mortgage loan broker mortgages we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Havelock North home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and repayments that suit your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Havelock North and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary info, we can handle the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the appropriate home loan for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.
Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Temuka, Home Loan Waipukurau, Mortgage Lender Hokitika, Home Loan Milton, Home Loan Waipawa, Mortgage Lender Oamaru, Mortgage Lender Dunedin, Mortgage Loan Broker Paeroa, Mortgage Broker Invercargill, Mortgage Broker Stratford then you can Apply Online, call us on 0800 000 774 or send us a message
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