Providing Mortgage Lender Services Whangarei - Licensed Advisers & Brokers

Mortgage Lender
Whangarei

Your Trusted Whangarei Mortgage Lender Specialist

Quick & Simple & Independent

Mortgage Lenders Whangarei

Although you may have a preferred lender or bank, it is worth while talking with us because as mortgage lender experts, we often obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender offers we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with these lenders.

We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Whangarei home and mortgage repayments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Whangarei

First Home Buyer Mortgage Lenders

Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the various needs of people in Whangarei and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the required documentation, we can handle the rest.

Mortgage Lender Whangarei

Low-Doc & Self Employed

Self Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Expert

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will source the most suited mortgage for your situation.

We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.

Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Broker Kaiapoi, House Loan Foxton, Mortgage Lender Ngaruawahia, Mortgage Broker Marton, Home Loan Taihape, Mortgage Broker Blenheim, Mortgage Broker Ashhurst, Mortgage Lender Te Anau, Mortgage Broker Raglan, Mortgage Loan Broker Martinborough then you can Apply Online, call us on 0800 000 774 or send us a message

Your Mortgage Lender Whangarei

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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