Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage lender experts, we can usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender deals we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Mosgiel home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Mosgiel and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the necessary info, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the right home loan for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Te Puke, Home Loan Thames, Mortgage Broker Stratford, Mortgage Loan Broker Albany, Mortgage Broker Clive, Mortgage Loan Broker Invercargill, House Loan Maraetai, Home Loan Marton, Home Loan Waipawa, Mortgage Lender Martinborough then you can Apply Online, call us on 0800 000 774 or send us a message
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