Even if you have a preferred lender or bank, it‘s well worth while speaking to us because as mortgage lender experts, we often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kerikeri home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Kerikeri and all around New Zealand.
We get that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required documentation, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the team at APM Finance are discreet and will find the appropriate mortgage for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find a way forward.
Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Stratford, Home Loan Wairoa, Mortgage Lender Albany, Mortgage Loan Broker Snells Beach, Mortgage Broker Kaikoura, Mortgage Loan Broker Dannevirke, House Loan Te Aroha, Home Loan Milton, Mortgage Lender Waihi, Mortgage Broker Whanganui then you can Apply Online, call us on 0800 000 774 or send us a message
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