Although you may have a preferred bank or lender, it is well worth while speaking to us because as mortgage broker specialists, we can often obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker mortgages we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Upper Hutt home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Upper Hutt and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the necessary documentation, we can sort the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the most suited home loan for your circumstances.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Tauranga, Mortgage Broker Greymouth, Mortgage Loan Broker Waipawa, House Loan Hibiscus Coast, Mortgage Broker Dannevirke, Mortgage Lender Tuakau, House Loan Darfield, Mortgage Loan Broker Balclutha, Mortgage Loan Broker Putaruru, Mortgage Loan Broker Te Puke then you can Apply Online, call us on 0800 000 774 or send us a message
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