Although you may have a preferred lender or bank, it‘s worth while speaking to us because as mortgage broker specialists, we can usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the number of mortgage broker deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Timaru home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Timaru and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the right loan for your situation.
We will look at the information beyond credit histories to try and source a suitable financing option, working with each other we can find ways ahead.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Waikanae, Mortgage Loan Broker Timaru, Business Loan Alexandra, Mortgage Loan Broker Papakura, House Loan Otorohanga, Mortgage Loan Broker Whitianga, House Loan Manukau, Mortgage Loan Broker Omokoroa, Mortgage Lender Dunedin, Mortgage Broker Martinborough then you can Apply Online, call us on 0800 000 774 or send us a message
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