Although you may have a preferred lender or bank, it‘s well worth while having a chat with us because as mortgage broker specialists, we often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the number of mortgage broker deals we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Palmerston North and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the appropriate loan for your situation.
We will look at the info beyond credit histories to try and find a suitable financing option, working together we can find a way ahead.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Porirua, Business Loan Turangi, Mortgage Lender Putaruru, Mortgage Loan Broker Hastings, Home Loan Ngaruawahia, Home Loan Whitianga, Mortgage Lender Maraetai, Mortgage Loan Broker Levin, Mortgage Lender Omokoroa, Home Loan Temuka then you can Apply Online, call us on 0800 000 774 or send us a message
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