Although you may have a preferred lender or bank, it‘s worth while talking with us because as mortgage broker experts, we usually obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage broker mortgages we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaiapoi home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people in Kaiapoi and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary documentation, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the best home loan for your needs.
We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Matamata, House Loan Kihikihi, Business Loan Kaiapoi, Mortgage Lender Oamaru, Home Loan Arrowtown, Mortgage Broker Wellsford, Mortgage Broker Greymouth, House Loan Pukekohe, Mortgage Broker Huntly, Mortgage Broker Matamata then you can Apply Online, call us on 0800 000 774 or send us a message
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