Got a preferred bank or lender, it is well worth while talking with us because as mortgage broker experts, we usually get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of mortgage broker offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Invercargill home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Invercargill and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can sort the rest.
Self-Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the right mortgage for your needs.
We will look at the info beyond credit histories to try and source a suitable financing solution, working with each other we can find ways ahead.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]