Even if you have a preferred lender or bank, it‘s well worth while talking with us because as house loan specialists, we often get a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the volume of house loan offers we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the home loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over time with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Waiuku home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the needed information, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people in Waiuku and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will find the most suited mortgage for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Mosgiel, House Loan Christchurch, House Loan Wairoa, Home Loan Ruakaka, Home Loan Whakatane, Home Loan Waiuku, Mortgage Loan Broker Invercargill, House Loan Hokitika, House Loan Gore, Home Loan Kerikeri then you can Apply Online, call us on 0800 000 774 or send us a message
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