Although you may have a preferred lender or bank, it is well worth while speaking to us because as house loan experts, we can often obtain a better offer (interest rates, cash back, fees paid for, etc.) for you with them. This is because of the number of house loan deals we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the mortgages that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Te Aroha home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Te Aroha and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self-Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will source the most suited mortgage for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Christchurch, Mortgage Lender Hokitika, Business Loan Dannevirke, Mortgage Loan Broker Te Aroha, Mortgage Loan Broker Nelson, Mortgage Lender Takapuna, House Loan Otaki, Home Loan Lake Hayes, House Loan Waitara, Business Loan Gore then you can Apply Online, call us on 0800 000 774 or send us a message
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