Got a preferred lender or bank, it is well worth while speaking to us because as house loan experts, we usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of house loan mortgages we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Ohope home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and repayments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Ohope and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary information, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will find the right home loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Taumarunui, Mortgage Loan Broker Greymouth, Mortgage Lender Napier, Mortgage Broker Waipukurau, Mortgage Broker Rotorua, Mortgage Lender Stratford, Business Loan Opotiki, House Loan Kihikihi, House Loan Snells Beach, Mortgage Broker Palmerston North then you can Apply Online, call us on 0800 000 774 or send us a message
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