Although you may have a preferred lender or bank, it‘s well worth while speaking to us because as house loan specialists, we often obtain a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of house loan mortgages we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant info, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Napier and all around New Zealand.
We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the best mortgage for your circumstances.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Palmerston North, Mortgage Broker Nelson, Mortgage Lender Waihi, Home Loan Te Aroha, Business Loan Lyttelton, Business Loan Napier, House Loan Whitianga, Mortgage Loan Broker Taihape, Mortgage Lender Martinborough, Mortgage Loan Broker Invercargill then you can Apply Online, call us on 0800 000 774 or send us a message
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