Even if you have a preferred lender or bank, it is well worth while having a chat with us because as house loan experts, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the number of house loan deals we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the deals that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Clive home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the relevant info, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people like youin Clive and all around New Zealand.
We understand that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can sort the rest.
Self-Employed people can find getting any mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will source the right loan for your circumstances.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Porirua, Home Loan Winton, Home Loan New Plymouth, Mortgage Lender Invercargill, Mortgage Broker Wellsford, Business Loan Hastings, Home Loan Wanaka, House Loan Waipukurau, Mortgage Loan Broker Upper Hutt, Business Loan Whanganui then you can Apply Online, call us on 0800 000 774 or send us a message
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