Although you may have a preferred lender or bank, it‘s well worth while talking with us because as home loan experts, we can usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan mortgages we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Wairoa home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the needs of people like youin Wairoa and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can handle the rest.
Self-Employed people often find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the most suited home loan for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Rangiora, Mortgage Lender Waimate, Home Loan Waipukurau, Mortgage Loan Broker Greymouth, House Loan Pegasus, Home Loan Morrinsville, Mortgage Loan Broker Christchurch, Mortgage Broker Taranaki, Mortgage Loan Broker Mosgiel, Home Loan Waikanae then you can Apply Online, call us on 0800 000 774 or send us a message
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