Got a preferred lender or bank, it‘s worth while speaking to us because as home loan experts, we often obtain a better deal (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of home loan offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the home loans that we get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed information, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Palmerston North and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self-Employed people can find getting a mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will source the best loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Kaiapoi, Mortgage Loan Broker Wanaka, Business Loan Omokoroa, Business Loan Whanganui, Mortgage Lender Taumarunui, Mortgage Lender Kerikeri, Mortgage Broker Whangarei, Mortgage Loan Broker New Plymouth, Home Loan Wellington, Business Loan Waikanae then you can Apply Online, call us on 0800 000 774 or send us a message
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