Although you may have a preferred bank or lender, it‘s well worth while having a chat with us because as home loan specialists, we usually obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the number of home loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Oamaru and all around New Zealand.
We realise that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the required information, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will find the right loan for your situation.
We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find a way ahead.
Whether you are a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Waiuku, Mortgage Loan Broker Wanaka, Mortgage Lender Feilding, Business Loan Pokeno, Mortgage Broker Inglewood, Home Loan Snells Beach, Mortgage Lender Napier, Home Loan Kaikohe, Mortgage Broker Tokoroa, House Loan Maraetai then you can Apply Online, call us on 0800 000 774 or send us a message
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