Even if you have a preferred bank or lender, it‘s worth while talking with us because as home loan experts, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan mortgages we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the loans that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Oamaru home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people in Oamaru and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the required info, we can sort the rest.
Self-Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will find the appropriate loan for your needs.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way forward.
Whether you are a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Te Puke, Business Loan Hibiscus Coast, House Loan Wanaka, Mortgage Loan Broker Whangamata, Mortgage Broker Auckland, House Loan Hastings, Business Loan Invercargill, Mortgage Lender Waimate, Mortgage Lender Hastings, Home Loan Marton then you can Apply Online, call us on 0800 000 774 or send us a message
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