Although you may have a preferred lender or bank, it is worth while having a chat with us because as home loan specialists, we often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of home loan mortgages we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Oamaru and all around New Zealand.
We understand that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the right loan for your needs.
We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Whangarei, House Loan Waimate, Business Loan Albany, Business Loan Dunedin, Mortgage Broker Cambridge, Mortgage Lender Waikanae, Home Loan Tauranga, Home Loan Hastings, Business Loan Gisborne, Home Loan Otaki then you can Apply Online, call us on 0800 000 774 or send us a message
Oamaru Home Loan Specialists
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