Even if you have a preferred lender or bank, it is worth while speaking to us because as home loan specialists, we usually obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of home loan mortgages we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Mosgiel home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Mosgiel and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your needs.
We will look at factors beyond credit histories to try and find a suitable financing option, working together we can find a way ahead.
Whether you are a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Whitianga, House Loan Stratford, House Loan Christchurch, House Loan Kaikohe, Mortgage Broker Waipukurau, House Loan Marton, Mortgage Broker Wairoa, Home Loan Taupo, Mortgage Lender Ruakaka, Home Loan Gisborne then you can Apply Online, call us on 0800 000 774 or send us a message
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