Although you may have a preferred bank or lender, it‘s well worth while talking with us because as home loan experts, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan offers we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the deals that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kumeu home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the needs of people like youin Kumeu and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can handle the rest.
Self Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the most suited loan for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Cromwell, House Loan Geraldine, House Loan Taupo, House Loan Rangiora, Home Loan Waipawa, House Loan Snells Beach, Home Loan Taumarunui, Mortgage Loan Broker Pukekohe, Mortgage Broker Otaki, Mortgage Lender Porirua then you can Apply Online, call us on 0800 000 774 or send us a message
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