Got a preferred bank or lender, it‘s well worth while having a chat with us because as home loan experts, we often obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the deals that get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hokitika home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant info, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Hokitika and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people often find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the best home loan for your circumstances.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find a way forward.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Rangiora, Mortgage Loan Broker, Mortgage Lender Ashburton, Home Loan Pokeno, House Loan Snells Beach, Mortgage Broker Temuka, Mortgage Loan Broker Waimate, Mortgage Lender Hastings, Mortgage Lender Mosgiel, Mortgage Lender Ashhurst then you can Apply Online, call us on 0800 000 774 or send us a message
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