Although you may have a preferred lender or bank, it is worth while speaking to us because as home loan experts, we usually get a better deal (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the volume of home loan deals we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Clive home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant information, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people in Clive and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can sort the rest.
Self-Employed people can find getting any mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the appropriate loan for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find a way forward.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Gore, Mortgage Broker Martinborough, Mortgage Lender Te Puke, Mortgage Loan Broker Timaru, Mortgage Broker Lower Hutt, Mortgage Broker Whangaparaoa, Home Loan Greymouth, Home Loan Morrinsville, Mortgage Broker Te Anau, Mortgage Broker Milton then you can Apply Online, call us on 0800 000 774 or send us a message
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