Even if you have a preferred lender or bank, it‘s well worth while speaking to us because as home loan experts, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the number of home loan deals we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people in Balclutha and all around New Zealand.
We understand that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required information, we can sort the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, the people at APM Finance are discreet and will source the right home loan for your situation.
We will look at the info beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Featherston, Business Loan Palmerston North, Home Loan Whangarei, Mortgage Broker Masterton, Mortgage Lender Cambridge, House Loan Balclutha, House Loan Gisborne, Mortgage Lender Mosgiel, House Loan Ashhurst, Mortgage Lender Ruakaka then you can Apply Online, call us on 0800 000 774 or send us a message
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