Got a preferred lender or bank, it‘s well worth while speaking to us because as home loan specialists, we often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of home loan mortgages we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the necessary information, we can handle the rest.
Self-Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the right loan for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.
Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Rotorua, House Loan Hibiscus Coast, Mortgage Loan Broker Rolleston, Mortgage Broker Wanaka, Mortgage Broker Invercargill, Home Loan Clive, Home Loan Winton, Mortgage Loan Broker Opotiki, House Loan Ngaruawahia, Mortgage Loan Broker Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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