Even if you have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage loan broker specialists, we often obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage loan broker deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the home loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Otaki and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can handle the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the most suited home loan for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Kerikeri, Mortgage Lender Te Awamutu, Mortgage Broker Temuka, Mortgage Broker Kumeu, Home Loan Cromwell, House Loan Whangarei, Mortgage Lender Palmerston North, House Loan Dannevirke, Mortgage Loan Broker Te Aroha, Mortgage Loan Broker Te Anau then you can Apply Online, call us on 0800 000 774 or send us a message
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