Although you may have a preferred lender or bank, it is worth while talking with us because as mortgage lender experts, we usually obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage lender deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the home loans that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Napier and all around New Zealand.
We get that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the required info, we can handle the rest.
Self-Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the most suited mortgage for your situation.
We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Opotiki, Mortgage Loan Broker Alexandra, House Loan Waikanae, Mortgage Loan Broker Westport, House Loan Lake Hayes, Mortgage Loan Broker Taumarunui, Mortgage Loan Broker Te Kuiti, Mortgage Loan Broker Helensville, Home Loan Pahiatua, Mortgage Loan Broker Temuka then you can Apply Online, call us on 0800 000 774 or send us a message
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