Got a preferred bank or lender, it‘s well worth while speaking to us because as home loan specialists, we can often get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the number of home loan mortgages we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Whangarei home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people like youin Whangarei and all around New Zealand.
We get that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary info, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the most suited home loan for your circumstances.
We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Waitara, Business Loan Timaru, House Loan Kaikohe, Mortgage Loan Broker Pukekohe, Business Loan Paraparaumu, House Loan Whitianga, House Loan Kaikoura, House Loan Ngaruawahia, House Loan Cromwell, House Loan Invercargill then you can Apply Online, call us on 0800 000 774 or send us a message
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