Although you may have a preferred bank or lender, it‘s worth while talking with us because as home loan specialists, we can often obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of home loan offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Lower Hutt and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can sort the rest.
Self Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the most suited home loan for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Whakatane, House Loan Palmerston North, Mortgage Lender Milton, Mortgage Broker Pukekohe, Mortgage Loan Broker Kaiapoi, Home Loan Christchurch, Mortgage Loan Broker Havelock North, Home Loan Tuakau, House Loan Wellington, House Loan Pahiatua then you can Apply Online, call us on 0800 000 774 or send us a message
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