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"Thank you very much for such professional support with an application for loan.
It was very quick and correct. It has helped us to save money and relieved a lot of pressure from our business.
As well we are definitely appreciating your regular financial monitoring in present and your advice." Marina Warren - Far North
2014-08-28T10:12:06+00:00
“Thank you very much for such professional support with an application for loan. It was very quick and correct. It has helped us to save money and relieved a lot of pressure from our business. As well we are definitely appreciating your regular financial monitoring in present and your advice.” Marina Warren – Far North
"We found Carol to be a sincere, genuine, caring, honest, down to earth, professional person. Carol went above and beyond our expectations she not only helped us to refinance she helped us to budget better and be better with our money. The best broker we have ever used so when we sold our house and needed to apply for a new mortgage we came back to Carol, would never use anyone else. Thanks Carol" - Fleur and Dave , Auckland
2014-08-28T10:17:26+00:00
“We found Carol to be a sincere, genuine, caring, honest, down to earth, professional person. Carol went above and beyond our expectations she not only helped us to refinance she helped us to budget better and be better with our money. The best broker we have ever used so when we sold our house and View Full →
"I have been to Carol on a number of occasions for finance. I have found her to be very approachable and honest. A lot less hassle than going to the bank directly. And because of this I have recommended a number of people to her." - Helen – Far North & Auckland
2014-08-28T10:19:55+00:00
“I have been to Carol on a number of occasions for finance. I have found her to be very approachable and honest. A lot less hassle than going to the bank directly. And because of this I have recommended a number of people to her.” – Helen – Far North & Auckland
"Carol has helped us a great deal, when no one else could help, she was there, no matter how hard it got, she found a way, I won't go anywhere else again, Thank you Carol" - Dee from Auckland
2014-08-28T10:20:38+00:00
“Carol has helped us a great deal, when no one else could help, she was there, no matter how hard it got, she found a way, I won’t go anywhere else again, Thank you Carol” – Dee from Auckland
"Thanks for saying YES, where everyone else said NO.  I hit a cash bump & thanks too you have been able to get back up and running again, will never go anywhere else" - Dru from Auckland
2014-08-28T10:21:23+00:00
“Thanks for saying YES, where everyone else said NO.  I hit a cash bump & thanks too you have been able to get back up and running again, will never go anywhere else” – Dru from Auckland

Speak to a human – we do not bite

If you have any questions on our personal loan products or services, contact one of our friendly personal consultants who work in our APM Finance & Loans office

Loans to whatever amount, as long as it stacks up, works for you affordability wise – plus has the correct security

Applying for a personal loan online is one of the quickest ways to get cash fast. Get a rapid response to your application, and if approved, the funds can be in your account in less than a day

Why us ? Because we care – we get there with you in mind

APM Finance & Loans /Kakapo Consultant’s has provided personal loans online for borrowers since 2008 We are an online business & easy to reach for those personal touches which means you get your funds quicker and more easily .

Beyond credit histories

If you are a borrower with a previously poor credit history, it can sometimes be hard to get a personal loan. Here at APM Finance & Loans we look at factors beyond credit histories to try and find a suitable financing solution., these can take a little longer , but working together we can find ways forward .

Apply Now For Rapid Response
Being a first home buyer in these uncertain times may be a little unnerving for some buyers, but with many years experience in mortgage finance we have the expertise to make buying your first home as stress free as possible.

We can help you find the right loan to suit your needs, where ever your location in New Zealand. With access to lenders such as Westpac, ANZ Bank, Sovereign, Public Trust SBS and more, we have many options to choose from to source the right loan for you.

We will help and advise you on how much you can borrow, arrange the paper work and obtain an approval quickly, so you can get on with looking for your home.

How much can I borrow?
Your borrowing power is determined by considering your income and financial commitments, as well as your current savings and your credit history. Your living expenses will also be taken into account when calculating how much you can borrow and what your repayments will be.

How much of a deposit do I need?
You may be able to borrow up to 80% of the property’s value. For example a home worth $300,000 will require a deposit of approximately $60,000.