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“Thank you very much for such professional support with an application for loan.
It was very quick and correct. It has helped us to save money and relieved a lot of pressure from our business.
As well we are definitely appreciating your regular financial monitoring in present and your advice.” Marina Warren – Far North

Speak to a human – we do not bite

If you have any questions on our personal loan products or services, contact one of our friendly personal consultants who work in our APM Finance & Loans office

Loans to whatever amount, as long as it stacks up, works for you affordability wise – plus has the correct security

Applying for a personal loan online is one of the quickest ways to get cash fast. Get a rapid response to your application, and if approved, the funds can be in your account in less than a day

Why us ? Because we care – we get there with you in mind

APM Finance & Loans /Kakapo Consultant’s has provided personal loans online for borrowers since 2008 We are an online business & easy to reach for those personal touches which means you get your funds quicker and more easily .

Beyond credit histories

If you are a borrower with a previously poor credit history, it can sometimes be hard to get a personal loan. Here at APM Finance & Loans we look at factors beyond credit histories to try and find a suitable financing solution., these can take a little longer , but working together we can find ways forward .

Apply Now For Rapid Response
Being a first home buyer in these uncertain times may be a little unnerving for some buyers, but with many years experience in mortgage finance we have the expertise to make buying your first home as stress free as possible.

We can help you find the right loan to suit your needs, where ever your location in New Zealand. With access to lenders such as Westpac, National Bank, Sovereign, Public Trust SBS and more, we have many options to choose from to source the right loan for you.

We will help and advise you on how much you can borrow, arrange the paper work and obtain an approval quickly, so you can get on with looking for your home.

How much can I borrow?
Your borrowing power is determined by considering your income and financial commitments, as well as your current savings and your credit history. Your living expenses will also be taken into account when calculating how much you can borrow and what your repayments will be.

How much of a deposit do I need?
You may be able to borrow up to 80% of the property’s value. For example a home worth $300,000 will require a deposit of approximately $60,000.